If you want to consolidate all of your debt with a nonprofit company you may be searching the Internet in vain. There are very few companies that truly don't cost you any money to use their services. There are even fewer web sites that actually provide nonprofit debt consolidation.When you are searching for a nonprofit company to help you consolidate your debt make sure you look at any possible fees you might have to pay, because you are going to find out that nobody does everything for free these days. You could look on some of the government web sites for tips on how to deal with your finances and how to manage a debt settlement on your own, but I would advise against it.
You need to have a professional handle your debt settlement using all of the applicable laws involved. A consumer settlement (or debt settlement) can usually cost you up to $1500 in fees before all of your debts have been lumped into one payment. I know it sounds ridiculous, but you would have to go further in debt before you could clean up your debt, but this is the reality.
It is sort of like the Federal Government having to spend billions of dollars in stimulus bailout money to go further into debt so that they can charge up the economy with new jobs and create a lucrative cash flow through the veins of commerce. You have to spend money to get yourself out of the hole.
If you are like me, when I had all my debts consolidated using a trustee at a law office I was sickened by the fact that I had to spend $1200 when I didn't even have any money to spend - I actually owed over $40,000, but in the end it was the best $1200 on ever spent.
